Your use and browsing of this website are subject to the Disclaimers and Terms and Conditions set forth below. Please scroll down to review the CMA Terms of Use and Disclaimers and indicate your acceptance.
If you do not agree with these Disclaimers or Terms and Conditions, do not use this website or rely on any of its contents. By accessing this website, you acknowledge that you have read and accept CMA’s Disclaimers and Terms and Conditions.
Website Purposes, Disclaimer and Limitations of Use
The contents, text, images, data, forms, articles, questions and answers, legislative updates, discussions, legal information and other materials ("Content") contained and maintained on California Mortgage Association’s (“CMA”) website are for informational or educational purposes only and no Content or portion of this website should be construed as, or relied upon as, legal advice; as the providing of legal services or as the recommendation of forms or of the opinions from author of Content. Neither viewing this website, nor the transmission or receipt of materials in connection with this website, shall create any attorney-client, confidential or fiduciary relationship between CMA, its website contributors and you, or between CMA, its website contributors and any entity which you represent (in each case, "User").
CMA does not desire by or through this website to provide legal representation or counseling to any User in any jurisdiction. No User should act or refrain from action on the basis of any Content included in this website, without first seeking the advice of a competent and independent attorney or other professional after a full review of the specific facts and law involved in User’s case. Users shall not send any documents or confidential information to CMA.
The information provided through the Legal Q & A portion of this website is general educational, legal information only, and is not, nor intended to be, legal advice. No person using the Legal Q & A portion of this website should rely on the Q’s & A’s as legal advice or take any action based upon the Qs & As. Answers provided to Users’ questions on this website do not establish an attorney-client relationship. Any information provided pursuant to the Legal Q & A portion of this website is not a substitute for legal advice from a competent, independent licensed attorney, after a full review of the specific facts and law involved in the client’s case. By submitting a question to the CMA Legal Q & A, you are agreeing that under no circumstances shall CMA, its officers, directors, or any attorney either listed on the site or providing an answer herein, be responsible or liable for: (1) any information contained on or omitted from the site, (2) any person's reliance on any such information, whether or not the information is correct, incorrect, current or complete, and/or (3) the consequences of any action you or any other person takes or fails to take, based upon the use of this website. With the exception of the attorney answering a particular question (whose identity will not be disclosed in the answer to a question), the views expressed in the answers to member questions do not necessarily represent those of the CMA, its directors, officers, members, its legal counsel or of any volunteer attorney not providing an answer to a specific question.
Intellectual Property
All Content of this website is the property of CMA and/or its website contributors. CMA and its contributors reserve all trademark, copyright and other proprietary rights therein. Users may view this website and download and print copies of the Content for individual use only and only in accordance with the intended purposes of this website, so long as such use is consistent with these Disclaimers, Terms of Use and with applicable laws. Any other copying, distribution, retransmission, or modification of Content without the express prior written permission of the CMA, or its contributors, is strictly prohibited. No person may otherwise link to, frame, reproduce, sell, publish, distribute, modify, display or use this website or the Content without the prior written permission of CMA. User agrees not to infringe upon, dilute or remove or modify any trademark, copyright or other proprietary notice appearing on any Content of this website.
Disclaimers, Limitations of Liabilities and Remedies
This website, its content and its links are provided on an as-is basis and are to be viewed and/or used only at the sole risk of User, to the fullest extent permitted by law. CMA does not warrant the accuracy of any information on this website. CMA does not endorse any product, service, opinion, form or person identified on this website or the security (or freedom from any virus) of Users’ identity, information or Users’ computer system in connection with Users’ access to or use of this website, content, and/or links. CMA disclaims, to the fullest extent permitted by law, all warranties, express or implied, of any kind, regarding this website (including its content, hardware, software and links), including as to fitness for a particular purpose, merchantability, title, non-infringement, results, accuracy, completeness, accessibility, compatibility, security and freedom from computer virus.
User agrees that CMA will not be liable (and User shall not assert any claim against CMA, its officers, directors, employees, attorneys, or its website contributors) for any damages or losses, including direct, indirect, consequential, special, incidental or punitive damages and lost profits, in connection with use of the internet, this website, its content or its links, however caused, whether in contract, tort, negligence, strict liability or otherwise, even if CMA (its officers, directors, employees, attorneys, or its website contributors) has been advised of the possibility of such damage.
Applicable Law and Forum
This website, these Disclaimers and Terms and Conditions, and any dispute arising in connection with them, shall be governed exclusively by and construed in accordance with the internal substantive laws of California, without regard to its conflicts of law principles. The State and Federal courts located in Santa Clara County, California shall have exclusive jurisdiction to adjudicate any lawsuit or claim filed by User arising in connection with this website or these Disclaimers, Terms and Conditions. Any legal proceedings brought by User shall be initiated exclusively in such courts, to the fullest extent permitted by law, and no later than one (1) year after the cause of action arises. User hereby submits to the personal jurisdiction of the State and Federal courts of California.
Severability
If any provision of these Disclaimers or Terms and Conditions is held to be invalid or unenforceable, such invalidity or unenforceability will be limited to the maximum extent permissible, and the other provisions shall remain in full force and effect.
