By T. Robert Finlay, Esq. Unfortunately, we have some very bad news to report regarding the industry’s constitutional challenge to AB 130. The court dismissed the industry’s constitutional challenge to California Civil Code §...

By Marcus Carter Case Study: The consequences of skipping a comprehensive construction budget analysis during underwriting. Recently, a veteran in private money lending agreed to fund a ground-up SFR construction loan in Orange...

By Lindsay D. Dragon, Esq. Hawaii is one of the few jurisdictions that maintains a dual system for recording real property interests: the Land Court (or “Torrens”) system and the Regular (or “Abstract”) system. For lenders,...

Determining loan purposes can become especially challenging when proceeds are being used for both business and personal purposes. In those situations, lenders not only have to evaluate how the funds will actually be used, but...

By T. Robert Finlay, Esq. and Jonathan D. Fink, Esq. California Court of Appeals Gives Industry a Big WinWhen it Comes to Unwinding a Foreclosure Sale For decades, lenders have battled third party purchasers in court over...