By Kyle Niewoehner, Esq. In private lending, certain deal structures are often presented as creative solutions to difficult financing scenarios. All-Inclusive Trust Deeds (AITDs), also known as wraparound mortgages, are one of...

By Pam Strickland This article was originally published in the May 2019 Points of Interest. It has been updated to provide information on the resolution of the audit. I am actually sitting with the DRE auditor as I type this...

By Michelle R. Rodriguez, Esq. A business purpose loan does not automatically become a consumer loan merely because some of the proceeds are used to pay off consumer debt.  But the payoff can create risk if it causes the loan...

By Nema Daghbandan, Esq. After improving lending conditions throughout much of late 2025 and early 2026, recent months have brought renewed headwinds for real estate investors. Rising Treasury yields have pushed borrowing costs...

By Michelle Rodriquez, esq. Temporary loans, commonly referred to as bridge loans, are exempt from certain provisions of Regulation Z and from portions of other consumer protection statutes, including the Real Estate Settlement...