By T. Robert Finlay, Esq.  Rarely are legislative updates full of good news, but this one is!  Senate Bill 1146, sponsored by the California Mortgage Association (“CMA”) and co-written by the CMA Legislative Committee and the...

By Casey Busch, Esq. and Madelaine Prescott, Esq. In September, Governor Newsom approved Assembly Bill 3108 (“AB 3108”) to amend Section 4973 of the Financial Code and—crucially—to amend Section 532f of the Penal Code (“532f”)....

By Michelle Mierzwa, Esq. Assembly Bill 2424, effective January 1, 2025, makes several revisions to the non-judicial foreclosure process designed to assist borrowers in avoiding foreclosure by prompting early marketing and sale...

Mortgage Lending Holden Act Reports Due March 31 Mortgage lending licensees must file their Residential Mortgage Loan Report for calendar year 2022 (Holden Act Report) no later than March 31. The Holden Act Report must be filed...