A Publication of the California Mortgage Association
Valuable Insights and Information About California Private Lending
Points of Interest is the California Mortgage Association’s newsletter providing readers with valuable insights and information on industry news, legislative updates, legal matters, compliance tips, and much more. All but the most recent issue are available to read below. If you would like to view the latest Points of Interest issue, please click here.
If you would like to write for us, please click here and fill out the interest form.
Fall 2023
Inside this issue:
- A Potpourri of Bankruptcy Issues for Lenders to Consider
- An Investor’s Guide to Private Licensing Requirements
- Foreclosure: The Mortgage Industry’s F-Word is Back in Style
- Lender Alert: LIBOR is Going Away. Are you Prepared?
- Bidding Strategies and Issues Under California’s Post-Foreclosure Auction Process
summer 2023
Inside this issue:
- Richard C. Temme Becomes “Honorary Lifetime Director”
- HDMA – The Temporary Financing Exclusion
- The Short-Term Rental Debate – What Investors Can Consider
- Why Should I Care About the Difference Between a Legal Parcel and an APN?
- Pros and Cons of Taking Title at the Foreclosure Sale Via an LLC
- Member Spotlight: Lori Bradford
Spring 2023
Inside this issue:
- It May Be Time to Dust Off Your HMDA Compliance
- Why Use a Certified Appellate Specialist?
- CA Supreme Court Refuses to Hear Default Interest Case
- Member Spotlight: Phil Goldstein
- Strictly Strickland: Running Your Business
Summer 2022
Inside this issue:
- BACK TO BASICS: How I Read a Commercial Appraisal
- The Payoff Scam Is Back!
- What Happens When Your Borrower and/or Investor Dies?
- Member Spotlight: Bob Spier
- Strictly Strickland: Setting Up a Trust Account Correctly
Spring 2022
Inside this issue:
- Cyber Insurance – What You Need to Know and Why
- Can an Owner Evict In California?
- California Court of Appeals Confirms that HOBR Violations Can Be Remedies Prior to Foreclosure
- MEMBER SPOTLIGHT: Richard Wachter
- Stricktly Strickland: The Minefields of DRE Audits
Summer 2021
Inside this issue:
- Deflating a Balloon Partial Payment Conundrum
- Everything You Want to Know About the New Auditor’s Report
- Eleventh Circuit Decision in Hunstein Places Debt Collection Business Models at Risk
- MEMBER SPOTLIGHT: Odell Murry
- Stricktly Strickland: DRE Broker Office Survey
Newsletter CONTRIBUTORS
Our Points of Interest writers and producers are professionals and experts in the private mortgage lending industry. Click on each contributors profile to learn more about them.
T. Robert Finlay, ESQ.
Attorney at Law
Wright, Finlay & Zak
Mayumi Bowers
Chief Operating Officer
Mortgage Vintage, Inc.
Michelle Rodriguez, Esq.
Attorney at Law
Wright, Finlay & Zak
Derrick Foote
Certified Public Accountant
Duner & Foote
Angelica Gardner, MBA
President
Asher Evan Investments
Arnold Graff
Attorney At Law
Wright, Finlay & Zak
Cathy Robinson
Attorney At Law
Wright, Finlay & Zak
David Herzer
President
Herzer Financial Services
Elizabeth Knight
President
PLM Lender Services
Joffrey Long
President
Southwestern Mortgage
Kevin Kim
Partner, Department Head Corporate and Securities
Geraci Law Firm
Nema Daghbandan
Partner, Department Head Banking and Finance
Geraci Law Firm
Michelle Mierzwa
Attorney At Law
Wright, Finlay & Zak
Todd Chvat
Attorney At Law
Wright, Finlay & Zak
Pam Strickland
Compliance Consultant
California Compliance Consulting
Dennis Doss
Attorney At Law
Doss Law
Henry Chavez
Principal
Spiegel Accountancy
PAST ISSUES
Spring 2021
Inside this issue:
- A “Wyatt” Standard for Insurance Brokers?
- Can Private Money Fuel the Recovery Once Again?
- Am I a “Debt Buyer?” Understanding the New Wave of Debt Buyer Statutes and Their Impact on Servicing Non-Performing Mortgage Debt
- MEMBER SPOTLIGHT: Donald Hensel
- Stricktly Strickland: Be Careful What You Say and How You Say It. Choose Your Words Carefully!
Winter 2020/21
Inside this issue:
- Assembly Bill 3088: How the California Lenders Dodged a Bullet
- Senate Bill 1079: California’s New Foreclosure and Post-Foreclosure Process
- What You Need to Know About ADUs in 2020
- Member Spotlight: Pam Sosa.
- Stricktly Strickland: DRE Audits and You – The Aftermath
fall 2020
Inside this issue:
- New Laws Impose Reporting and Written Notice Obligations on Employers Relating to COVID-19 Workplace Exposure
- Why COVID-19 is Making Collateral Certainty a Necessity for Closing Deals in Today’s Environment
- CMA Persuades Court to Publish Major Opinion on Forged Property Transfers
- Member Spotlight: Rory Cambra
- Stricktly Strickland: DRE Audits and You – Trust Accounts
Spring 2020
Inside this issue:
- Servicing Loans During the COVID-19 Outbreak: What Private Lenders Can and Cannot Do!
- The Current State of Data Privacy in the United States and Your Data Privacy Program
- Will Proposed Federal Laws Take Cannabis Lending to New “Highs”?
- Member Spotlight: Steve Belleville
- Strictly Strickland: DRE Audits and You – What Triggers It, What Happens Next
Winter 2019/20
Inside this issue:
- Tenant Protection Act of 2019 (AB 1482)
- Clarifying California’s Complex Usury Laws
- What’s the Difference Between an ALTA and CLTA Title Insurance Policy in California?
- Is Your Independent Contractor Now an Employee?
- Strictly Strickland: Advertising and Social Media – Are You and Your Agents Compliant?
Fall 2019
Inside this issue:
- Consumer Laws that Apply to Business Purpose Loans
- Rental Income: Passive v. Non-Passive
- Social Media Posting Plan & Tips
- Stricktly Strickland: DRE Special Investigations
Summer 2019
Inside this issue:
- Beyond the Basics of the California Consumer Privacy Act:
Unanticipated Challenges In Complying With the New Privacy California Law - If You Charge Default Interest, You’ll Want to Read This!
- New California Assembly Bill Adds Challenges for California Lenders
- California Court of Appeals Expands a Borrower’s Right to Attorneys’ Fees Under
HOBR: Hardie v. Nationstar - Stricktly Strickland: The Horror of a Hard-Money Audit
Spring 2019
Inside this issue:
- Ninth Circuit Expands Time for a Borrower to Sue to Enforce Rescission of a Loan Under TILA
- Robert Finlay Named California Mortgage Association General Counsel
- Priority of Liens 0n California Real Property
- What You Need to Know About Mortgage Funds
- Stricktly Strickland: DRE: This and That
Want to Write for Us?
We’re always looking for people to contribute ideas and write pieces for our newsletters. If you have ideas and expertise in the private mortgage industry, we want to hear from you. Fill out the form below and tell us a little about yourself.