By William “Bill” L. ExeterWhen a real estate investor identifies the perfect property to buy (replacement property) but has not yet sold their current real property (relinquished property), standard tax-deferred exchange rules can present a significant hurdle. The...
By Michael R. Pfeifer, Esq.The Equal Credit Opportunity Act (ECOA),[i] originally enacted October 28, 1974, and as modified, amended, and implemented by its implementing Regulation B,[ii] is an important statute for members of the California Mortgage Association (CMA)...
By Steven E. Ernest, Esq.When a borrower files bankruptcy in California, the filing can feel like someone hit a giant pause button on your loan. Foreclosure stops. Collection calls stop. State court litigation stalls. Tenants, contractors, and junior lienholders...
By Louise LambIt's understanding how AI is changing human behavior and how prospects now discover, evaluate and choose your business. AI is doing all three at once, and the earliest place we're seeing it is online search. Artificial intelligence is changing how people...
By Kyle Niewoehner, Esq.In private lending, certain deal structures are often presented as creative solutions to difficult financing scenarios. All-Inclusive Trust Deeds (AITDs), also known as wraparound mortgages, are one of the most commonly suggested alternatives...
By Pam StricklandThis article was originally published in the May 2019 Points of Interest. It has been updated to provide information on the resolution of the audit.I am actually sitting with the DRE auditor as I type this column (she can’t see my screen) and I’m...