Default Interest Rate: The Shock Factor By: Jaspreet Kaur, Esq. To encourage borrowers to make timely payments on their loans, lenders often include both late fee and default interest provisions in their promissory notes. It is...

The Importance of Calendaring In my last article I wrote about the importance of filing CalBRE reports on time (quarterly and annual reports for threshold brokers, annual report for non-threshold brokers and annual reports for...

Did you know that since 1975 you have been able to use IRA funds to invest “beyond Wall Street”? IRAs were created in 1974 by an Act of Congress with the intent of offering individuals not covered by a company-sponsored...

Where in the entire State of California do I enjoy eating the most? Unequivocally, San Francisco. San Francisco sets a food and wine precedent in California given it’s attractive climatic conditions and its rich, and well placed...

In-house vs Outsourcing Loan Services Organizations need to implement the right servicing strategy to achieve maximum success in today’s environment. Increased regulation and greater customer needs have made choosing a servicing...