Category: Articles

Judicial foreclosure is the process where the lender files a lawsuit in civil court against the delinquent borrower and receives a judgment for foreclosure and the deficiency balance. The judgment is enforceable against the...

The post-pandemic economic recovery, supply chain strain, high interest rates and geopolitical tensions have combined to create an unsettled market in commercial real estate. This has led to the anticipation of a surge in...

How to Protect Yourself from Wire Transfer Scams   Imagine you’re 28 years old and, having just sold your computer company, you’re sitting on a pile of cash. Wouldn’t it be great to buy your first house? Wouldn’t it be even...

Reminder:  Have You Filed Your BOI? In case you missed the news, domestic corporations, Limited Liability Companies (including single member LLCs), limited partnerships, business trusts, and other entities must file a Beneficial...

I. INTRODUCTION Fraud and deception by “fraudsters” who pose as “borrowers” is rampant and very costly to lenders. While most lenders attempt to insulate themselves from the risks of fraud and deception by purported “borrowers”...

The “Big” Guys, “Little” Guys, and Those Left in Between rfinlay@wrightlegal.net | Robert Finlay is a founding Partner of WFZ. During the height of the Financial Crisis, California passed its landmark legislation intended to...

We have all heard about the big NAR (National Association of Realtors) Sitzer-Burnett Lawsuit. The lawsuit began in 2019, with the verdict arriving in late October 2023. The trial lasted  leven days and the jury deliberated only...

With access to conventional loan sources tight these days, many private money lenders are having their best months or years ever. Of course, with making more loans comes increased risk. This article will explore the types of...

All the Questions You Ever Wanted (or Didn’t Want) to Ask About the Moon Case Does it feel like you’ve been thinking about the Moon a lot, and not the big round rock in the sky? Brokers, lenders, and servicers have been...

The Traps and Tricks of “Borrower” Fraud, Forgery, and Identity Theft in Real Property Lending Fraud and deception by “fraudsters” who pose as “borrowers” is rampant and very costly to lenders. While most lenders attempt to...

By Duane GomerReprinted with permission Chika Araki Sunquist, our new Real Estate Commissioner for the State of California was appointed by Governor Gavin Newsom on November 28, 2023 and her first day of office was January 3,...

By Anthony Geraci, Esq.Reprinted with permission Introduction Business purpose loans to individuals secured by residential property represent a niche, yet significant, segment of the private lending market. These loans differ...